The average income customer might not be able to afford an expensive new sports car, but that doesn’t mean that an attractive style and design is out of reach. There are plenty of ways to modify the exterior of a vehicle in order to supply it with a stylish visual edge or even improve its aerodynamic ability. Fortunately, car body kits do not always have to be expensive and outside a regular budget. Choosing a car body kit that is in line with your personal preferences will allow you to make a statement every time you take your car out for a spin.What kind of car body kit should I purchase?If you want to enhance the exterior of your vehicle, a good place to start is with a car body kit. However, there are many different kits available and not all of them will match the original appearance of your car. A car featuring all of the modifications contained within a car body kit could look out of place or stylistically unbalanced if the materials, colors, and designs do not blend in correctly with the overall structural design of the vehicle. In order to find a kit that matches, you might want to look for one that was designed for the specific make and model of your car.For example, if you own a Ford Focus, consider running an online search for “Ford Focus body kits”. This will land you with a number of options for kits that contain attachments that can easily be fitted onto a Ford Focus without compromising the style and visual appeal that was already present. Naturally, finding the right kit for your car will take a considerable amount of time. This is because beyond finding a kit that matches your model, you will want to find a kit that matches your own preferences in style. Most car owners who purchase body kits like to give their cars a sporty edge, but others prefer to create an independent, urban style of car modifications. Your preferences might depend on background or personal tastes, but regardless of what you like it might take some time to find it, and this is especially true if you have an image in the back of your head involving the ultimate “modified dream car”.Most people choose to add tail fins, rear and front bumpers, and spoilers to their cars. Others prefer to create a more in-depth modification that includes light cover replacements, a new paint job, sidesteps, and sometimes exhaust pipe replacements or engine enhancements. Many of the modifications available within a car body kit are made from carbon fiber, polyurethane, or fiberglass, and this is because these materials are light, aerodynamic, and relatively sturdy. There are plenty of different ways to modify your vehicle, so don’t hesitate to do some good research well in advance of making any decisions. A careful approach will help you to find the option that would suit you best.
If you are looking to modify to your car, you must consider how it will have an effect on your car insurance quote as well. A lot of insurance companies will have reluctance on covering some modifications because of an increase in risk of both stealing and possible mishaps. Nevertheless there are several specialist insurers out there that supply for car modification fans, taking the time to contrast car insurance quotes prior to determining whether the work will be value it.Insurance companies will consider a car to be modified if something has been put in that change its original factory design. thus, whatever thing that you append, be it alloy wheels, body kit, tinted windows and so on will indicate that your car is no longer deemed a standard form. In addition, any modifications to the engine, suspension, exhaust system and so forth are alterations that will add to performance. These will absolutely add to your premiums.A number of car insurance companies don’t assure modified cars, because they observe them as in excess of a risk. Hence if you have a greatly modified automobile you might be required to look for a specialist insurance company.Getting a company that concentrates in modified car insurance ought to not be too complicated, but getting one that will assure you for a sensible cost can cause the greatest challenge. Because always, be convinced to obtain numerous car insurance quotes before making a choice on a carrier — you’ll get better coverage at a cheaper cost accordingly.In general car insurance providers charge higher premiums to drivers of modified cars because they cause a higher risk. For instance, the modifications themselves might be unconventional and hard to restore or put back in the incident of a mishap. Certainly any modifications that are made to increase an automobile’s performance cause to be in drivers at greater risk of being engaged in a high pace mishap – which would result in a higher payment from the car insurance provider.However, there are methods of making a modified car more affordable. If you ensure that you constantly have anywhere to store up your car that could be locked and not simply accessed, your insurance supplier will most probable provide you a discount. If you are intending to modify the engine on your car, stay well away from nitrous oxide based kits.Minuscule additions or changes will most probable not influence your insurance policy but you ought to constantly tell your insurer anyhow. If you intend to do any remarkable work on your car through modifications it might be value speaking to your policy supplier to obtain a thought of how much more your expenses will be later.
Since the beginnings of the motor vehicle, the custom-made car has been an aspect of the automotive scene. Farmers and ranchers frequently modified their Ford Model Ts to make a utility truck to cart goods and act as a farm workhorse. It was in the earlier postwar period, that motor vehicles became customised and vamped-up for appearance sake, speed and as a reflection of the owner’s personality.Car Customization Characterized.A custom-made car is any type of automobile that is modified from the vehicle manufacturer’s specifications. Any modification to the car’s physique, mechanical elements and inside of the car, is regarded as customization. There are those vehicle owners that only add modest adjustments, such as chrome wheels, or a sport-style steering wheel, that are not standard fittings from the manufacturer’s plant. Other owners carry out full customizations that completely transform the body and motor of the car.Beginning of the Postwar Era and Car Customisation.Custom vehicle aficionado’s usually fell into two ideologies in the post World War II era. Returning soldiers frequently found work in auto repair places or fuel stations, whilst enrolled in college through the GI Bill. A lot of these fellows fiddled around with 1932 Ford coupes, as they came supplied with adaptable V-8 motors. The coupe was set lower to the ground and its bumpers and hood taken off. The roof was often lowered by removing three inches off the side-pillars. The 2nd camp, made up of Mexican-Americans, created significantly more involved lowrider modifications on automobiles types like the 1949 Mercury.Custom Car Profiles.Manufacturer’s cars, in the process of a custom modification, could be chopped lowering the roofline. Customizer’s frequently “frenched” their vehicles by welding manufacturer seams together to produce a one-piece seamless appearance. Door handles, latches and holes were filled for the sleeker look.Custom Car Performance.The Ford V-8 was at first the main modified motor. But Chrysler Hemis were also modified. Chevrolet’s small-block V-8s–especially the 350–were also given modifications. Customization included introducing a four-barrel carburetor, high-performance exhaust headers, a quicker gear-shift in the floor and tampering with the motor for more power. Personalised details incorporated chromed valve covers, cooling-fans and air filters.Lowrider Modifications.The lowrider characterized the custom vehicle image of postwar California. Complicated metallic paint schemes, murals about the trunk and hood, and dual shades, took over the lowrider’s appearance. Chrome wire wheels and low-profile tires added to the lowered profile. Manufacturer’s interiors were torn out and exchanged with custom tooled leather or vinyl.The Forerunners of Car Customisation.Gene Winfield and George Barris were early innovators within the custom made vehicle field, producing many different profiles. Winfield created the 1956 Mercury “Jade Idol.” It’s highlights included a blended paint format and Chrysler rear-fins. George Barris, founder of Barris Kustom Industries, was probably the leading voice in the early custom vehicle field, with his sequence of extravagant styles, including the famous Batmobile, built from a 1955 Lincoln Futura concept car for the “Batman” Tv series from 1966 to 1968.A New Crowd of Car Customisation Fans.Motor car customization has become a lot more popularized, thanks to television series such as “Pimp My Ride,” hosted by Xzibit. This show has been broadcasting from 2004 (currently 2009) and has drawn a brand new crowd, consisting of young ladies, as Xzibit’s team transforms their old bombs into pieces of artwork on wheels.With the advent of fibreglass body kits, spoiler kits and the like, car modifications have come a long way since the beginnings of the custom-made car.
If you watch the MTV Pimp My Ride show, maybe people do not have to spend money in order to get their car to look cool. Xzibit will visit their homes if they have a bad vehicle or the vehicle is not eligible to drive. Then their cars will be repaired and modified in one of the best car modification workshops.From the bodywork, paint, engine to rims will be modified totally, and also will be added some luxurious accessories that will make a bad car to be a very cool car and it will make the owners have a high confidence when driving it.What about you, will Xzibit come to your home? If you are not sure, don’t waste your time. Make sure that your financial condition is able to buy custom cars for sale because at the present time, there are a lot of car modification workshops and websites that provide custom cars for sale.Due to the economy fails, many people are forced to sell their cars, accessories or car items that they are really don’t need. Therefore, at the present time, buying custom cars for sale become easier than previous years.There are many ways to get custom cars for sale, start from looking through your local newspapers, or you can find car modification houses on your down town streets and also you can find one through online. Just type “custom cars for sale” on the reliable search engine such as Google, Yahoo, MSN and Ask, and then choose one of the websites. Usually, the websites will show you custom car pictures and custom car prices.If there are car modification clubs in your town, maybe you can ask them how to find one. Some of members are experienced in having custom cars, and also they will welcome if someone asks them about that. So, they wouldn’t mind if you ask some questions about car modifications in order to get the best deals.The car that you choose must fit with the type and shape that you like and of course must be suitable with the budget that you have. In selecting custom cars, you should give priority to the form of rims, because the rims can influence the shape and the exterior appearance of a vehicle. Although the bodywork is not changed significantly, but if the selection of rims is suitable with the character of the car, then the car still remain have the impressive shape.In addition to rims, maybe another exterior part that you have to consider is the quality of paint. If the paint has chipped or worn, the car looks less stylish and bad. If you find a vehicle like this, you should re-negotiate about the price. Ask for discounts to replace the painting costs.For interior and engine, there is no significant modification. However, if you are lucky, you’ll get interior and very impressive engine. However, if you have enough budgets in selecting custom cars for sale, you should not hesitate in choosing your dream car since you will get whatever you want.
A top leading insurance firm’s spokes man claims that there would be a rise of about 20% in the car insurance rates towards the ending of the year. The causes of the increment are due to the increased claims in car insurance and other numerous increase of fraudulent claims.Increment of insurance prices is the only option that insurance companies can use in covering their cost. If you have plans of modifying your car, always remember that your rates must surely increase.Alloy wheels, tinted windows and engine adjustments are the type of car modification that brings about 10% increase in your rate. This is due to the fact that you are beautifying your car and making it attractive by modification which could lead to theft or damages so policy providers sees this as a great risk.In the world today many people still find it hard to believe that about one third of the car modifications are done by the women in our economy. Insurers always advice individuals especially the younger generation of drivers who are likely to modify their cars, that they should take note of the steady increase in rates. Also the insurers make them understand that the added value of modification will have great effect on their finances and therefore them advice people to make sure that they can afford this extra cost. For security reasons, insurers appeals to customers to be careful and honest with their car modifications because if they are not noted on your premium, your provider would not bother to pay you out on a claim even if there is no connection on the actual modification of the car.Compare as many auto insurance quotes as possible. This will give you a direct access to cheap car modification policy.
Minis were designed to be modified. Mini modifications almost come as standard and are much better suited then other standard mod cars. However, most companies don’t insure mini’s separately to other cars. A very well known insurance company, which luckily can’t be found on comparison websites, DOES NOT INSURE ANY MINI MODS FOR UNDER-25s – not even bonnet stripes. Even Mini alloy wheels that come at an additional cost are classed as a mod.Many under-25s with Mini mods are debating whether or not to declare them to insurance companies.Car modifications should ALWAYS be declared even if you have to pay a higher premium for them. If they are not declared, then in the event of a claim your insurance policy could be voided which will lead to all sorts of problems. If you have a heavily modified car it is recommended that you get insured with an insurance specialist that deals with modified cars.Insurance companies vary massively at costing all the extra modifications. Before purchasing a Mini Mod we recommend checking the cost with the insurance company first. It is also worth noting that in most cases in the event of a claim the modified part will only be replaced by the standard part.There are two main reasons why mods cost extra on Mini insurance policies – modifications tend to fall into two categories, explained below:1.Performance Modifications such as suspension, engine tuning, filters, exhausts and induction kits put up your insurance as they make the car faster which means you are more likely to go faster and therefore are more likely to crash.2.Aesthetic Modifications such as body kits, tints and spoilers increase your premium as it makes your car more attractive to thieves and vandals.So when purchasing your Mini car insurance, make sure you are honest and remember to make the most of your quotes.
The Federal Government and President Obama have created the “Making Home Affordable” plan which will allow millions of struggling homeowners the chance to refinance their existing loan into a new fixed rate 2% home mortgage. Using the Governments assistance will save the average homeowner hundreds every month. Here is how:This plan which was just started last month, instantly made and estimated 9 million homeowners eligible to refinance their home with a government backed fixed rate 2% mortgage. Things that were generally required in order to get approved for a refinance or modification, such as a 20% stake equity in your home, are no longer needed under the guidelines of this refinance stimulus plan. The goal of this plan is to get mortgage lenders and banks to approve as many homeowners as possible and help them save their home from foreclosure. This stimulus refinancing plan has over $75 billion dollars set aside and most of it will be used to give cash incentives to mortgage lenders and banks who approve homeowners who are at risk of losing their homes. This means that the lending companies are more likely to approve you due to their risks being minimized.Homeowners who choose to use this plan to their advantage and refinance their home will see huge savings in their monthly mortgage payments due to the reduced interest. It is also possible to save your home from foreclosure, even if the process had already begun, using this amazing home mortgage refinance or modification stimulus package.Helping to stop the growing number foreclosures will do a lot to restore consumer confidence in the housing market. As a result of this the prices of homes will slowly start to rise to the prior “Housing Crisis” prices. A foreclosed home can lower the prices of surrounding homes by as much as 9% so stopping foreclosures is a must and this plan delivers.Here are some eligibility requirements for homeowners who want to use this home refinance or modification stimulus plan:-Have a mortgage that is worth less that $729,500-Live in the home to be refinanced as their primary residence-Are facing any type of “Financial Hardship” such as tuition, medical bills, car loans, or other high interest debts-Who have a loan insured or financed by either Fannie Mae or Freddie Mac-Have seen the value of their property drop by 15% or more in recent times as a result of the housing and mortgage crisis-Have a mortgage worth up to 5% more than their homes market value-Are facing foreclosure, or are already in the process, on their home. This plan will allow them to refinance into a 2% fixed rate home loan with a streamlined fast refinance processMillions of homeowners will very easily be able to save hundreds of dollars every single month just by taking advantage of this home mortgage refinancing and modification stimulus plan from President Obama. Homeowners who are facing foreclosure will also be more likely to save their home through the use of this plan. Do some research with potential mortgage lenders and banks to see how much money you can save by taking advantage of this plan.
A Landcruiser has always been one of the more common vehicles that you see driving around in terms of four wheel drives. The Nissan Patrol is the other bigger four wheel drive which is relatively popular. When it comes down to the specifications, they are very similar vehicles. Nissan tended to over engineer their vehicles many years ago, but the Toyota vehicles are nothing short of incredibly strong. The biggest issue with the land cruiser is its weight. To combat this, many engine modifications are common, along with suspension and body lifts, bigger and more aggressive tires and of course the usual bar work.There are a number of different model Land cruisers, and they all get modified differently. However, people like to fit turbo’s to the engine, intercoolers, diesel chips, bigger exhausts, snorkels and better air filters. This usually improves economy and power, which is well worth it. The next step is giving the vehicle a bit more clearance. Being a large car you can easily fit 35 inch tyres on it without much of a drama (check that they are legal though). To fit these bigger tires you want to lift the vehicle, and a 2 inch suspension lift and 2 inch body lift will usually do the trick.Once this is done fitting bull bars, rear bars, roof racks, spotlights and sidesteps will help protect the vehicle, and you will find it will go almost anywhere. For the extra capability though many people fit differential lockers, which help you get up uneven hills with ease. A compressor is required to use most of these, which is handy to pump your tires back up. There are a lot of options for putting accessories and modifications onto your Land cruiser so don’t be shy!
Of course you can negotiate with your mortgage company yourself. Just as some people act as their own attorneys, just as some people re-shingle their own roof and just as some people rebuild their car’s engine…you get the point?A loan modification is a financial process that requires patience, time, knowledge experience and aggressiveness.Let me give you and example. I have a cousin who bought an average home in San Diego a few years ago. She started with an interest rate of 5%. It was an adjustable rate mortgage and in had adjusted after 2 years. Now, she is a feisty, smart, aggressive woman and works as a parole officer with some of California’s toughest criminals. Well long story short, she called her lender (one of the biggest out there) and begged, pleaded, wrote several letters, threatened law suits, actually hired an attorney, called countless times, was re-directed to countless departments, etc. After 5 months of doing this the only thing in the end she received from this bank was they made it a fixed rate instead of adjustable! Now this is not too bad, however this was something they could have done almost immediately. Keep in mind she was not late, she was upside down on her mortgage, and was a good credit risk.Now you have to ask yourself, would YOU have the tenacity, patience, and negotiating skills to do this yourself?Yes I know you probably have seen some news report that said just call your bank and they are willing to help you and VOILA, your modification is done. Well they ARE eager to talk to you because they want their money. YOU just have know how to read between the lines to get them to give you the best deal. Remember this is a negotiation and the bank is trying to determine which way they want to proceed and what route(either to foreclose on you or help you) would give them the most amount of money!If you decide to tackle a modification by yourself, remember this. You’re a number, they aren’t necessarily interested in your sad story(they hear thousands daily), they probably won’t give you the best deal the first time(so you need to ask them” can you do better then this?” and make sure your talking to the right department and /or person. Be patient, follow-up and take detailed records of everyone you talk to, what they said, the day and time.With your sleeves rolled up and some luck, YOU might be able to save not only your house from foreclosure but also save $1000’s in the process! Good luck.
How does an average car owner build his own electric vehicle from home? The idea is not very far fetch. It used to cost hundreds of dollars to convert a normal sedan into an electric vehicle. Only a handful of people can afford to send their cars to a high tech garage for the modification. An average blue collar worker would not be able to afford a conversion job. An alternative is to do the conversion at your own garage? How would someone get started on the modification process? This article will reveal some information on the science behind a home built electric car.To build your own electric car, obviously you would need an existing internal combustion vehicle. The idea is to replace the engine with a new electric power plant. In this case, a DC electric motor will be used to generate the forces needed to propel the car forward. Next, you will need batteries to supply electric current to the motor. One battery would not be sufficient. You would need multiple lead acid flooded batteries link together to meet the motor power demand. The existing drive train on the car such as the gearing and clutch system can still be used.To control the amount of electric current going to the motor, you would have to install a voltage regulator to the system. The regulator acts like the accelerator paddle of a normal car. For safety and monitoring purposes, the whole system has to be connected to a central circuit board. The circuit board also acts as a power cut off switch in case there is a power leakage.It is understandable that not everyone can build an electric car at home. Most of us have no electrical or mechanical knowledge. For those that would like to do the conversion project themselves, there are a lot of good step by step modification guides on the web to assist you.